Linking institutional capital with
Fintech originated assets
Scayl is a platform that allows banks and other credit providers to deploy capital into small scale lenders at a large scale.
How it works
Solving for scalability
Underwriting Fintech originators is complex, inefficient, and lacks scalability. Scayl is here to change that. We provide exposure to assets using standardised but dynamic financing structures with excellent downside protection
powered by technology
Banks
Credit providers
Fintech 1
Fintech 2
Fintech 3
Scayl’s technology creates efficiency and scalability enabling the aggregation of multiple smaller loan portfolios into a unified credit exposure with natural diversification and outsized risk adjusted returns. The bank is always senior in the transaction and there will always be a junior first loss provider
Partner Portal
Technology providing control, scalability, and transparency
Scayl has developed a platform allowing for a scalable approach to financing Fintech originated assets. Lenders integrate to the platform via APIs and provide loan level information required for verification of eligibility as well as a parallel underwriting prior to each loan being funded. The platform becomes the gold copy shared by all parties eliminating the need for additional reporting
Origination analytics simplified
Keep an eye on origination performance as it is happening. Real-time insights on all important portfolio aspects. Spend less time calculating and more time analysing.
Real-time risk monitoring
Risk is relevant here and now - not in the traditional monthly or quarterly report when it may already be too late to act on. With real-time risk monitoring you can instantly see the slightest change in underlying loan book characteristics.
Dynamic covenant structure
Originators, especially in their earlier growth stages, need to be nimble and adapt to find their product-market-fit. That's why we have developed a dynamic and flexible covenant structure adapting to the underlying assets.
Loan level transparancy
This is not a black box. We provide full transparency into each and every loan funded on the platform. If a borrower misses a payment, you will know about it. Then and there.
scayl
[ skeıl ]
noun (c)
an originator of credit assets providing 10x scalability and diversification compared to traditional alternative lenders
Want to learn more?
Submit your details to find out more about how Scayl can help provide your institution access to Fintech originated credit assets with downside protection that fits your criteria
email:
address:
Artillerigatan 42, 114 45 Stockholm, Sweden
